Many buyers qualified for mortgages are taking their time as they consider all their options carefully while waiting for lower prices
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Eric Ford, 45, is a real estate agent’s dream. He’s got money socked away for a down payment, he has a good job in biotechnology and he’s already qualified for a mortgage.
For years, he was also working to turn all that into his first home. Conservative by nature, and somewhat traumatized by the overbidding, multiple offers and iffy mortgages of the past few years, and confident that home prices will continue to drop, Ford has decided to wait.
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