Many investors who have purchased in recent years with typically 5-10% down payments are having negative cash flow properties.  One way to offset that is to purchase positive cash flow properties.  However in order to accomplish this, one would assume they would need to put 20% down to accomplish positive cash flow.  However, most single family homes such as Austin, TX, Alabama, North Carolina, Oklahoma, Mississippi, Vancouver Washington, Boise, ID, Branson, MO, Colorado Springs, CO can only achieve a break-even cash flow with 20% down.  The reason is slightly higher interest rates and rental markets not keeping up with rising appreciation in these areas.  The exception are Condo Hotels in Reno and Orlando.  With 10% down in Reno and Orlando Con-hotels you should break even and 20% down should achieve at least $200.00 monthly cash flow.