You pay off only to the extent that allows you to make even cash flow. Once that goal is reached, don’t worry about paying more money into this house. Use the cash you in your hand to buy more houses. The key to get rich is NOT to OWN money, but to CONTROL money.

The more houses you can control, the greater the leverage you have, the higher the return you may get in the future.

Show you a simple example, Mr. A focus on paying off his house, he shovels every penny into paying off his loan. After 15 years, he paid the house off, but he only owns 1 house. Mr. B focus on accumulating houses, letting his limited cash to spread among 3-4 different houses, maintaining even cash flow so that their mortgage debt are being paid off by his tenants.

After 15 years, who has made more money? Mr. A or Mr. B? I think you should know the right answer by now.