Risk of delinquencies expected to rise for 18 months
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An index that tracks the risk of mortgage delinquencies based on housing prices, local economic conditions and fraud increased in the first quarter of 2008 by 23 percent from the previous quarter and 9 percent from a year ago, and is expected to continue rising during the next 18 months.
The primary factors in the increase in First American CoreLogic’s Core Mortgage Risk Index was the tendency for delinquent mortgages to end up in foreclosure and for homes to become real-estate-owned properties, along with flat or declining home-price appreciation and slower job growth, the company said.
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