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	<title>Real Estate, Investment, Finance &#187; Bargain Real Estate</title>
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	<link>http://www.reiblog.org</link>
	<description>Real Estate, Investment, Finance</description>
	<pubDate>Thu, 12 May 2011 03:35:54 +0000</pubDate>
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		<title>Housing: Demographic Influences Eventually Help</title>
		<link>http://www.reiblog.org/housing-demographic-influences-eventually-help/</link>
		<comments>http://www.reiblog.org/housing-demographic-influences-eventually-help/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 19:21:02 +0000</pubDate>
		<dc:creator>Cadman</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1538</guid>
		<description><![CDATA[

The U.S. housing market is still suffering from a significant supply/demand imbalance. In the half decade to 2006, there was a significant housing construction boom (adding to supply) that was not matched by sufficient population growth (limiting the demand side of the equation).
Although short &#38; medium-term issues such as interest rates and even the sub-prime [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/housing-demographic-influences-eventually-help/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What is the outlook for US housing and home prices?</title>
		<link>http://www.reiblog.org/what-is-the-outlook-for-us-housing-and-home-prices/</link>
		<comments>http://www.reiblog.org/what-is-the-outlook-for-us-housing-and-home-prices/#comments</comments>
		<pubDate>Wed, 07 Jan 2009 18:59:53 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1536</guid>
		<description><![CDATA[

Despite continuing declines in home prices during the second half of 2008, home sales continued to plummet. While lower home prices tend to improve conventional measures of affordability, fundamental negative factors predominate. Deteriorating labor markets have reduced disposable personal income, and constrained access to mortgage credit. The considerable pace of home price declines and expectations [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/what-is-the-outlook-for-us-housing-and-home-prices/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Will Housing Demand Pick Up?</title>
		<link>http://www.reiblog.org/will-housing-demand-pick-up/</link>
		<comments>http://www.reiblog.org/will-housing-demand-pick-up/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 20:06:13 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1535</guid>
		<description><![CDATA[

Will demand pick up?
At present we are not seeing any increase in demand. Existing home sales (EHS) had levelled off at a low level earlier this year (including an estimated 40% foreclosure sales), but took a sharp hit in November. One month clearly does not make a trend but EHS are currently 38% down from [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/will-housing-demand-pick-up/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Successful Short-Sales Start with the Homeowner</title>
		<link>http://www.reiblog.org/successful-short-sales-start-with-the-homeowner/</link>
		<comments>http://www.reiblog.org/successful-short-sales-start-with-the-homeowner/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 22:02:45 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1523</guid>
		<description><![CDATA[

The Biggest Mistake New Investors Make Is Offering Too Much
If your offer does not embarrass you, it is too high! You can always go up &#8230; rarely down. Do not be afraid to make low offers. The worst that can happen to you is that the bank will say no, and then you will make [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/successful-short-sales-start-with-the-homeowner/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Short-Sale: How Much Do You Offer the Bank?</title>
		<link>http://www.reiblog.org/short-sale-how-much-do-you-offer-the-bank/</link>
		<comments>http://www.reiblog.org/short-sale-how-much-do-you-offer-the-bank/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 17:55:31 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1521</guid>
		<description><![CDATA[

How Much Do You Offer the Bank?

It is important to realize that when submitting a short-sale package, you are building a case. The better the case, the deeper your discount. Think of yourself as an attorney preparing for a court hearing. If the attorney shows up unprepared, the case will be lost.
How many of you [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/short-sale-how-much-do-you-offer-the-bank/feed/</wfw:commentRss>
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		<item>
		<title>How to Negotiate Short Sale with the Bank and the Homeowner</title>
		<link>http://www.reiblog.org/how-to-negotiate-short-sale-with-the-bank-and-the-homeowner/</link>
		<comments>http://www.reiblog.org/how-to-negotiate-short-sale-with-the-bank-and-the-homeowner/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 17:48:13 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1520</guid>
		<description><![CDATA[

In a nutshell, a short-sale is negotiating with a mortgage holder to accept less than what is owed as payment in full.
A short-sale is the favorite investing strategy when we find a distressed homeowner who owes the bank close to or more than what the property is worth.
Here&#8217;s how it works: The homeowners owe $200,000 [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/how-to-negotiate-short-sale-with-the-bank-and-the-homeowner/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How Do I Find Property Up for Auction?</title>
		<link>http://www.reiblog.org/how-do-i-find-property-up-for-auction/</link>
		<comments>http://www.reiblog.org/how-do-i-find-property-up-for-auction/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 16:57:24 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1512</guid>
		<description><![CDATA[

To find out which properties are going up for auction, you should read the local legal newspaper in which these auctions are advertised. Alternatively, most counties maintain a service that picks up such notices and mails you a list of them. Sometimes, however, this service tends to be expensive.
Finding out about the sales is therefore [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/how-do-i-find-property-up-for-auction/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How To Buy At Foreclosure Auctions</title>
		<link>http://www.reiblog.org/how-to-buy-at-foreclosure-auctions/</link>
		<comments>http://www.reiblog.org/how-to-buy-at-foreclosure-auctions/#comments</comments>
		<pubDate>Mon, 07 Jul 2008 22:06:11 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1511</guid>
		<description><![CDATA[

It&#8217;s what people always think of when foreclosures are mentioned. The auctioneer, the gavel, the bidders, and the frenzy of pushing up the price. It&#8217;s usually not as dramatic as that, but there&#8217;s no question that auctions are the glamour area of foreclosures. It&#8217;s here that properties go to the highest bidder. It&#8217;s also here [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/how-to-buy-at-foreclosure-auctions/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Private Individual&#8217;s REOs</title>
		<link>http://www.reiblog.org/private-individuals-reos/</link>
		<comments>http://www.reiblog.org/private-individuals-reos/#comments</comments>
		<pubDate>Thu, 03 Jul 2008 23:58:51 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1510</guid>
		<description><![CDATA[

A Private Headache
There are many individuals who become involved in real estate repossessions unexpectedly and in an unwanted fashion. For example, Fred took back a second mortgage for $10,000 on his house 3 years ago. He thought he was through with the property.
But when it came time for the buyer to pay off the balloon [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/private-individuals-reos/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Where Can I Find Out about IRS Properties?</title>
		<link>http://www.reiblog.org/where-can-i-find-out-about-irs-properties/</link>
		<comments>http://www.reiblog.org/where-can-i-find-out-about-irs-properties/#comments</comments>
		<pubDate>Mon, 30 Jun 2008 19:03:31 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1509</guid>
		<description><![CDATA[

The IRS lists property it has seized and is offering for sale on its Web site.
Generally, there are fewer than 100 properties at any given time, and they are scattered across the country. The terms for each piece vary, but the IRS usually wants a 20 percent deposit with your bid and all cash at [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/where-can-i-find-out-about-irs-properties/feed/</wfw:commentRss>
		</item>
		<item>
		<title>GSA Auctions</title>
		<link>http://www.reiblog.org/gsa-auctions/</link>
		<comments>http://www.reiblog.org/gsa-auctions/#comments</comments>
		<pubDate>Mon, 23 Jun 2008 22:24:35 +0000</pubDate>
		<dc:creator>boored</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1508</guid>
		<description><![CDATA[

The General Services Administration (GSA) sells surplus real estate owned by the government. This property is acquired from a wide variety of sources. Some comes from the Internal Revenue Service (IRS), which acquires property from people who don&#8217;t pay their federal income taxes. Other properties come from other agencies of the federal government. The Property [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/gsa-auctions/feed/</wfw:commentRss>
		</item>
		<item>
		<title>making cash flow even/positive</title>
		<link>http://www.reiblog.org/making-cash-flow-evenpositive/</link>
		<comments>http://www.reiblog.org/making-cash-flow-evenpositive/#comments</comments>
		<pubDate>Sun, 08 Jun 2008 05:03:57 +0000</pubDate>
		<dc:creator>boored</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/06/08/making-cash-flow-evenpositive/</guid>
		<description><![CDATA[

making cash flow even/positive
Monthly rental income >= P.I.T.I.H.
My break-even point is *even* cash flow. The way I see it is that I can own a sharply discounted properties with nearly 100% bank financing. The rental income is even with P.I.T.I.H (principal, interest, tax, insurance and HOA fee). My cost is literally zero in owning this [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/making-cash-flow-evenpositive/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Analysis of REO market and bidding</title>
		<link>http://www.reiblog.org/analysis-of-reo-market-and-bidding/</link>
		<comments>http://www.reiblog.org/analysis-of-reo-market-and-bidding/#comments</comments>
		<pubDate>Sun, 08 Jun 2008 04:27:23 +0000</pubDate>
		<dc:creator>Cadman</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/06/08/analysis-of-reo-market-and-bidding/</guid>
		<description><![CDATA[

REOs with over-corrected pricing are located in working class or lower income neigbhorhoods. They are not necessarily crime-ridden or dilapidated areas. Before the subprime crisis, these places used to have median prices around 300K range. Now, banks put up fire-sales and depressed prices to 100K and below. We are presented with a rare profit opportunity [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/analysis-of-reo-market-and-bidding/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Fannie Mae and Freddie Mac REOs</title>
		<link>http://www.reiblog.org/fannie-mae-and-freddie-mac-reos/</link>
		<comments>http://www.reiblog.org/fannie-mae-and-freddie-mac-reos/#comments</comments>
		<pubDate>Wed, 21 May 2008 23:46:15 +0000</pubDate>
		<dc:creator>boored</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/05/21/fannie-mae-and-freddie-mac-reos/</guid>
		<description><![CDATA[

Although real estate mortgages are funded through banks, mortgage bankers, and their financial lending institutions, in most cases the money actually comes from two giant secondary lenders: Fannie Mae and Freddie Mac.
These are quasi-public organizations that create a secondary market for residential real estate loans. This means that when a bank creates a mortgage, it [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/fannie-mae-and-freddie-mac-reos/feed/</wfw:commentRss>
		</item>
		<item>
		<title>HUD Homes FAQ</title>
		<link>http://www.reiblog.org/hud-homes-faq/</link>
		<comments>http://www.reiblog.org/hud-homes-faq/#comments</comments>
		<pubDate>Wed, 30 Apr 2008 17:52:12 +0000</pubDate>
		<dc:creator>boored</dc:creator>
		
		<category><![CDATA[Bargain Real Estate]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/04/30/hud-homes-faq/</guid>
		<description><![CDATA[

Should I Get an Appraisal First?
You should certainly check out the property and get a comparative market analysis (CMA) so that you know what similar properties have sold for. That should be your guide as to how much to bid.
Some bidders will offer close to market price. Others will try to sneak in with a [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/hud-homes-faq/feed/</wfw:commentRss>
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