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	<title>Real Estate, Investment, Finance &#187; Investors Insights</title>
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	<link>http://www.reiblog.org</link>
	<description>Real Estate, Investment, Finance</description>
	<pubDate>Thu, 12 May 2011 03:35:54 +0000</pubDate>
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		<title>Equity Sharing</title>
		<link>http://www.reiblog.org/equity-sharing/</link>
		<comments>http://www.reiblog.org/equity-sharing/#comments</comments>
		<pubDate>Fri, 06 Mar 2009 17:56:12 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1558</guid>
		<description><![CDATA[

One method of home sharing and ownership that is often proposed by late-night infomercials is the &#8220;equity sharing&#8221; program.
In it&#8217;s simplest terms, this is an agreement between two people to share in the money or labor and to share in the profit. The idea is often advanced as a method for handling the party facing [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/equity-sharing/feed/</wfw:commentRss>
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		<item>
		<title>Personal Investment - You Control Your Money</title>
		<link>http://www.reiblog.org/personal-investment-you-control-your-money/</link>
		<comments>http://www.reiblog.org/personal-investment-you-control-your-money/#comments</comments>
		<pubDate>Sun, 01 Mar 2009 20:28:11 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1550</guid>
		<description><![CDATA[

The most important rule of investment is so simple, it’s easy to be taken lightly: You decide what will happen with your money. What it can do for you is up to you.
What to do with it
The moment you receive money, you have to use it. Whether you can’t let go of it, need to [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/personal-investment-you-control-your-money/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Home Construction Slide Accelerates As Recession Worsens</title>
		<link>http://www.reiblog.org/home-construction-slide-accelerates-as-recession-worsens/</link>
		<comments>http://www.reiblog.org/home-construction-slide-accelerates-as-recession-worsens/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 23:13:25 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1539</guid>
		<description><![CDATA[

As the housing market completed its 11th consecutive quarterly decline and the residential slump extended into its 4th calendar year, the pace of the slide accelerated at the end of 2008. New housing starts fell 15.5% in December to 550,000 units. Single-family starts, off 14.2% in November, fell another 13.5% to 398,000 units in December. [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/home-construction-slide-accelerates-as-recession-worsens/feed/</wfw:commentRss>
		</item>
		<item>
		<title>U.S. Housing Troubles</title>
		<link>http://www.reiblog.org/us-housing-troubles/</link>
		<comments>http://www.reiblog.org/us-housing-troubles/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 19:08:31 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1537</guid>
		<description><![CDATA[


U.S. housing is important for two reasons.
First, it is the cause of U.S. economic woes and the credit crunch due to excessive sub-prime lending in recent years.
Second, it is the most leading of leading indicators for the U.S. economy, and thus serves as an important bellwether for both the bond market and the economy.
The U.S. [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/us-housing-troubles/feed/</wfw:commentRss>
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		<item>
		<title>The housing bust is not over</title>
		<link>http://www.reiblog.org/the-housing-bust-is-not-over/</link>
		<comments>http://www.reiblog.org/the-housing-bust-is-not-over/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 19:56:21 +0000</pubDate>
		<dc:creator>www.ReiBlog.org</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/?p=1534</guid>
		<description><![CDATA[

Home prices still high in real terms 
Using the S&#38;P Case Shiller index for 20 major cities, US house prices in October were back at April 2004 levels and down 23% from their peak in July 2006. But bear in mind that October&#8217;s data is for deals agreed over the summer, mostly before the post-Lehman [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/the-housing-bust-is-not-over/feed/</wfw:commentRss>
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		<title>D.C., Arlington Highest Wages but moderate home prices</title>
		<link>http://www.reiblog.org/dc-arlington-highest-wages-but-moderate-home-prices/</link>
		<comments>http://www.reiblog.org/dc-arlington-highest-wages-but-moderate-home-prices/#comments</comments>
		<pubDate>Mon, 21 Jan 2008 20:01:50 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/01/21/dc-arlington-highest-wages-but-moderate-home-prices/</guid>
		<description><![CDATA[

Some say I am biased becase I live in the area. However, even if I don&#8217;t live in the area, I will consider this disparity between highest wage and moderate home price, combined with long term local supply shortage as a strong foundation continued home price appreciation. This new report reinforced such trend.
================================================================
Friday, January 18, [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/dc-arlington-highest-wages-but-moderate-home-prices/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What time is the best time to buy a house (if you still have buying power) ?</title>
		<link>http://www.reiblog.org/what-time-is-the-best-time-to-buy-a-house-if-you-still-have-buying-power/</link>
		<comments>http://www.reiblog.org/what-time-is-the-best-time-to-buy-a-house-if-you-still-have-buying-power/#comments</comments>
		<pubDate>Sat, 05 Jan 2008 04:49:33 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/01/05/what-time-is-the-best-time-to-buy-a-house-if-you-still-have-buying-power/</guid>
		<description><![CDATA[

What time is the best time to buy a house (if you still have buying power) ?
From studying history, I find that the best time is not pre-recession (Jan 2008). It may not be in the middle of recession, end of 2008 or end of 2009 (we don&#8217;t know how long this recession will last). [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/what-time-is-the-best-time-to-buy-a-house-if-you-still-have-buying-power/feed/</wfw:commentRss>
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		<item>
		<title>You should see this from two different angles</title>
		<link>http://www.reiblog.org/you-should-see-this-from-two-different-angles/</link>
		<comments>http://www.reiblog.org/you-should-see-this-from-two-different-angles/#comments</comments>
		<pubDate>Thu, 27 Dec 2007 23:50:53 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/27/you-should-see-this-from-two-different-angles/</guid>
		<description><![CDATA[

1) From market value appreciation angle: both land and structure will appreciate in its initial 2-3 decades, the structure value may flatten or decay after that, although very slowly.
2) From IRS tax point of view, they only think of structure depreciation. Over the period of 27.5% years, the value of the house will be depreciated [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/you-should-see-this-from-two-different-angles/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Studying pattern: How good/bad LA can get</title>
		<link>http://www.reiblog.org/studying-pattern-how-goodbad-la-can-get/</link>
		<comments>http://www.reiblog.org/studying-pattern-how-goodbad-la-can-get/#comments</comments>
		<pubDate>Thu, 27 Dec 2007 23:49:56 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/27/studying-pattern-how-goodbad-la-can-get/</guid>
		<description><![CDATA[

Miat&#8217;s comment: I print out the following OFHEO data for LA region as a study material. We can see that over the past 3 decades, LA region averaged annual growth rate in home price is about 8% a year. However, if a short sighted Electrical engineer (and the most unlucky one) bought his house in [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/studying-pattern-how-goodbad-la-can-get/feed/</wfw:commentRss>
		</item>
		<item>
		<title>You have good logics. But you missed one important factor</title>
		<link>http://www.reiblog.org/you-have-good-logics-but-you-missed-one-important-factor/</link>
		<comments>http://www.reiblog.org/you-have-good-logics-but-you-missed-one-important-factor/#comments</comments>
		<pubDate>Thu, 20 Dec 2007 17:01:28 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/20/you-have-good-logics-but-you-missed-one-important-factor/</guid>
		<description><![CDATA[

The factor you missed to consider is that all investors are greedy. They will always try to rent the house using market rent. They will not base rent on their mortgage payment. For example, if their P.I.T.I (Principla, Interest, Tax and Insurance) is $1400/month, they will not rent out at $1400/month. They will always check [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/you-have-good-logics-but-you-missed-one-important-factor/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Boom #1, 2 and 3 Theory</title>
		<link>http://www.reiblog.org/boom-1-2-and-3-theory/</link>
		<comments>http://www.reiblog.org/boom-1-2-and-3-theory/#comments</comments>
		<pubDate>Thu, 20 Dec 2007 02:33:03 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/19/boom-1-2-and-3-theory/</guid>
		<description><![CDATA[

Boom #1: You were too young to even see it. Even if you see it, you will shrug it off and say &#8220;these people are lucky&#8230;, I won&#8217;t have that luck and money&#8221;.
Boom #2: That was 10-12 years after boom #1, you had some money. You bought your first house. But the timing was not [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/boom-1-2-and-3-theory/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Rich men will not fail in stock market. Neither in RE market</title>
		<link>http://www.reiblog.org/rich-men-will-not-fail-in-stock-market-neither-in-re-market/</link>
		<comments>http://www.reiblog.org/rich-men-will-not-fail-in-stock-market-neither-in-re-market/#comments</comments>
		<pubDate>Thu, 20 Dec 2007 02:30:12 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/19/rich-men-will-not-fail-in-stock-market-neither-in-re-market/</guid>
		<description><![CDATA[

because Rich men can get access to powerful information that poor men can&#8217;t. Information is power, richmen understand this very clearly. Poormen lose for lack of information. Poormen is even more unfortunate to believe in the fake &#8216;true&#8217; that richman&#8217;s controlled Wall Street or governments are spreading, therefore make them even poorer. Richmen enjoy so [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/rich-men-will-not-fail-in-stock-market-neither-in-re-market/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Currently, there is a REO effect, and it&#8217;s getting worse</title>
		<link>http://www.reiblog.org/currently-there-is-a-reo-effect-and-its-getting-worse/</link>
		<comments>http://www.reiblog.org/currently-there-is-a-reo-effect-and-its-getting-worse/#comments</comments>
		<pubDate>Thu, 20 Dec 2007 02:29:21 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/19/currently-there-is-a-reo-effect-and-its-getting-worse/</guid>
		<description><![CDATA[

Banks are skewing the price structure. If this situations go on for long time, then, the whole region&#8217;s pricing structure may get pulled down. Bank&#8217;s 50% price cut is definitely a biggest enemy to regular sellers, causing regular sellers impossible to compete.
However, in inner suburbs, i.e., the wealth belt, the pricing should stay relatively stable. [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/currently-there-is-a-reo-effect-and-its-getting-worse/feed/</wfw:commentRss>
		</item>
		<item>
		<title>US Housing Market</title>
		<link>http://www.reiblog.org/us-housing-market/</link>
		<comments>http://www.reiblog.org/us-housing-market/#comments</comments>
		<pubDate>Wed, 19 Dec 2007 01:50:40 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/18/us-housing-market/</guid>
		<description><![CDATA[

I agree with Mr. Xie in that inflation is a very power factor to push up housing price. Housing or land asset itself doesn&#8217;t create value other than acting as a powerful manifestation for the effect of inflation over the long term. In reality, housing or land is a long-term mirror for inflation. For the [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/us-housing-market/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Slow growth and low price states have advantages too</title>
		<link>http://www.reiblog.org/slow-growth-and-low-price-states-have-advantages-too/</link>
		<comments>http://www.reiblog.org/slow-growth-and-low-price-states-have-advantages-too/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 22:07:59 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Investors Insights]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/12/17/slow-growth-and-low-price-states-have-advantages-too/</guid>
		<description><![CDATA[

Tons of millionaires or billionaires in Texas, Georgia, Michigan or even Missouri got rich from real estate because investment in real estate is not exclusively from capital gain alone. In fact, if treating real estate as a long term business, more gain may come from INCOME aspect of the equition. If managed well, the rental [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/slow-growth-and-low-price-states-have-advantages-too/feed/</wfw:commentRss>
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