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	<title>Real Estate, Investment, Finance &#187; Mortgage and Finance</title>
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	<description>Real Estate, Investment, Finance</description>
	<pubDate>Tue, 15 Jul 2008 16:57:24 +0000</pubDate>
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		<title>Find the Best Mortgage Lender For Your Home Mortgage Refinance Loan</title>
		<link>http://www.reiblog.org/2008/06/06/find-the-best-mortgage-lender-for-your-home-mortgage-refinance-loan/</link>
		<comments>http://www.reiblog.org/2008/06/06/find-the-best-mortgage-lender-for-your-home-mortgage-refinance-loan/#comments</comments>
		<pubDate>Fri, 06 Jun 2008 19:17:32 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

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		<description><![CDATA[Home mortgage refinance refers to replacing an existing home mortgage with another one at lower interest rates. Refinance of a property is a good option for homeowners who purchased the mortgage at a higher rate of interest. Almost all major financial institutions offer mortgage refinance with different programs . The process of refinancing is easy [...]]]></description>
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		<item>
		<title>The Fed is playing the role of lender</title>
		<link>http://www.reiblog.org/2008/03/21/the-fed-is-playing-the-role-of-lender/</link>
		<comments>http://www.reiblog.org/2008/03/21/the-fed-is-playing-the-role-of-lender/#comments</comments>
		<pubDate>Fri, 21 Mar 2008 21:18:39 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/03/21/the-fed-is-playing-the-role-of-lender/</guid>
		<description><![CDATA[Credit Stress
While the US Fed reduced its funds rate by 75bp in March and there remains a serious risk that the Bank of England could ease in April already, the European Central Bank remains firmly on hold. All major central banks in the Western world have to deal with the fall-out from the financial turmoil, [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2008/03/21/the-fed-is-playing-the-role-of-lender/feed/</wfw:commentRss>
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		<item>
		<title>FED Balance Sheet Issues</title>
		<link>http://www.reiblog.org/2008/03/18/fed-balance-sheet-issues/</link>
		<comments>http://www.reiblog.org/2008/03/18/fed-balance-sheet-issues/#comments</comments>
		<pubDate>Wed, 19 Mar 2008 00:46:25 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/03/18/fed-balance-sheet-issues/</guid>
		<description><![CDATA[As discussed in several notes this year and mentioned in the FOMC preview, the plethora of new liquidity programs that the Fed has put into place are creating balance sheet issues. The $30 billion that the Fed may be lending to JPM, plus whatever else it lends through the PDCF can be added to the [...]]]></description>
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		<item>
		<title>US Credit Losses</title>
		<link>http://www.reiblog.org/2008/03/18/us-credit-losses/</link>
		<comments>http://www.reiblog.org/2008/03/18/us-credit-losses/#comments</comments>
		<pubDate>Wed, 19 Mar 2008 00:35:44 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2008/03/18/us-credit-losses/</guid>
		<description><![CDATA[While the mortgage credit losses still don&#8217;t look huge relative to the size of the economy or the financial markets &#8212; the baseline assumption in the paper is $400 billion in losses, which is about 2-1/2% of total equity market cap or &#8220;just one bad day in the market&#8221; &#8212; they are nevertheless responsible for much [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2008/03/18/us-credit-losses/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How the Interest Rate on an ARM is Determined</title>
		<link>http://www.reiblog.org/2007/11/20/how-the-interest-rate-on-an-arm-is-determined/</link>
		<comments>http://www.reiblog.org/2007/11/20/how-the-interest-rate-on-an-arm-is-determined/#comments</comments>
		<pubDate>Wed, 21 Nov 2007 01:00:06 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/11/20/how-the-interest-rate-on-an-arm-is-determined/</guid>
		<description><![CDATA[How the Interest Rate on an ARM is Determined: There are two phases in the life of an ARM. During the first phase, the interest rate is fixed, just as it is on an FRM. The difference is that on an FRM the rate is fixed for the term of the loan, whereas on an [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2007/11/20/how-the-interest-rate-on-an-arm-is-determined/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgages Q&#038;A Continued</title>
		<link>http://www.reiblog.org/2007/11/15/reverse-mortgages-qa-continued/</link>
		<comments>http://www.reiblog.org/2007/11/15/reverse-mortgages-qa-continued/#comments</comments>
		<pubDate>Thu, 15 Nov 2007 21:52:55 +0000</pubDate>
		<dc:creator>Skia</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/11/15/reverse-mortgages-qa-continued/</guid>
		<description><![CDATA[Can I have a mortgage on my house and still get a reverse mortgage?
Only if your mortgage is small enough to be paid off by the reverse mortgage.
A man is 62, but his wife is 58. Can they still get a reverse mortgage?
Only the person aged 62 can – if his spouse is no longer [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2007/11/15/reverse-mortgages-qa-continued/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgages Q&#038;A</title>
		<link>http://www.reiblog.org/2007/11/15/reverse-mortgages-qa/</link>
		<comments>http://www.reiblog.org/2007/11/15/reverse-mortgages-qa/#comments</comments>
		<pubDate>Thu, 15 Nov 2007 21:46:43 +0000</pubDate>
		<dc:creator>Skia</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/11/15/reverse-mortgages-qa/</guid>
		<description><![CDATA[Is it true that you can use your reverse-mortgage money for anything? Anything legal, that is?
No. you cannot use the loan to pay anyone at all for having given you advice about a reverse mortgage. Only a HUID-approved lender or a licensed mortgage broker working with a HUD-approved lender can receive compensation for the origination [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2007/11/15/reverse-mortgages-qa/feed/</wfw:commentRss>
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		<item>
		<title>Questions on Reverse Mortgages</title>
		<link>http://www.reiblog.org/2007/11/14/questions-on-reverse-mortgages/</link>
		<comments>http://www.reiblog.org/2007/11/14/questions-on-reverse-mortgages/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 21:48:16 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/11/14/questions-on-reverse-mortgages/</guid>
		<description><![CDATA[Who can get a reverse mortgage?
Someone 62 or older with a house that is his or her main residence and who has received counseling and has a certificate to prove it.
Who should get one?
One ideal candidate is someone who is “house-rich and cash-poor.” And anyone with a continual need for money, not just a colossal [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2007/11/14/questions-on-reverse-mortgages/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgage – Time to Repay the Loan</title>
		<link>http://www.reiblog.org/2007/11/14/reverse-mortgage-%e2%80%93-time-to-repay-the-loan/</link>
		<comments>http://www.reiblog.org/2007/11/14/reverse-mortgage-%e2%80%93-time-to-repay-the-loan/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 20:49:43 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/11/14/reverse-mortgage-%e2%80%93-time-to-repay-the-loan/</guid>
		<description><![CDATA[If You Don’t Sell the House
You are not required to sell the house. But you are required to repay the loan, up to the value of the house.
 In your will, you could leave instructions that other assets of yours are to be sold to pay off the loan, so your heirs can inherit the house. [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2007/11/14/reverse-mortgage-%e2%80%93-time-to-repay-the-loan/feed/</wfw:commentRss>
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		<item>
		<title>The 12 Worst Things about Reverse Mortgages</title>
		<link>http://www.reiblog.org/2007/11/14/the-12-worst-things-about-reverse-mortgages/</link>
		<comments>http://www.reiblog.org/2007/11/14/the-12-worst-things-about-reverse-mortgages/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 18:36:41 +0000</pubDate>
		<dc:creator>nicker</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/11/14/the-12-worst-things-about-reverse-mortgages/</guid>
		<description><![CDATA[1) They can be complicated and confusing.
2) If the homeowner leaves the house, or dies, soon after obtaining the mortgage, the cost of the loan will have been very high.
3) The homeowner’s heirs will probably wind up with less of an inheritance.
4) Cash payments from a reverse mortgage are usually lower than the payments you [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2007/11/14/the-12-worst-things-about-reverse-mortgages/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Reverse Mortgage</title>
		<link>http://www.reiblog.org/2007/11/14/reverse-mortgage/</link>
		<comments>http://www.reiblog.org/2007/11/14/reverse-mortgage/#comments</comments>
		<pubDate>Wed, 14 Nov 2007 18:00:22 +0000</pubDate>
		<dc:creator>boored</dc:creator>
		
		<category><![CDATA[Mortgage and Finance]]></category>

		<guid isPermaLink="false">http://www.reiblog.org/2007/11/14/reverse-mortgage/</guid>
		<description><![CDATA[Top 12 reasons to consider a reverse mortgage
12. You can continue to live in your house. You need not move to a new place where you might have to find a new doctor, a new barber/beautician, a new accountant, a new lawyer, a new stockbroker, new friends. Along with new restaurants, new stores, new garage [...]]]></description>
		<wfw:commentRss>http://www.reiblog.org/2007/11/14/reverse-mortgage/feed/</wfw:commentRss>
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